credit card payments on your websites.
List of companies who will process online payments and supply merchant
accounts for websites
Accepting credit cards is essential if you want to
sell off your site.
There are no two ways around it. A recent poll revealed that 88%
of online buyers use their credit-card.
But unfortunately not all of us can walk into our
own bank and ask for merchant Status.
What to do?
Fortunately there are now many companies who can help
you out - 'payment bureaux' for a price. And the price changes dramatically
from company to company.
Starting out, it's best to bite the bullet and go
for perhaps a higher percentage of sale charge rather than a lower
charge and a large upfront fee.
Testing the waters with your site over a few months
should tell you whether you're on to a winner, and those profits
can always help you change the company who is offering you a merchant
Rather than list tens of companies, here are the few
which I use,have found to offer a good service, are established
and come with recommendations:
US $'s ONLY:
One time only set up fee of $49.00, after that you only pay for
sales, sell nothing, pay nothing. 2CheckOut collects a 5.5% commission
on each sale plus a $0.45 charge per sale. There are no leases,
no monthly fees, no application fees, no gateway fees, no additional
card company or third party charges and no statement fees. Only
I've use this company for one of my 'US' sites and am very happy
with the service.
Card Processing Accept all major credit cards, including
MasterCard, Visa, American Express, Diners Club, Discover, JCB,
as well as ATM/debit cards. Check Acceptance Provides merchants
with an additional way to accept noncash payments from customers.
Established 6 year company offering the lowest charges on the
net - backed by a 110% guarantee. Recommendations come from the
like of Apple, Excite and AOL. Free setup, application, shopping
No set up fees with this company. Credit card processing company
with one of the highest approval rates in the US. Buy now buttons,
shopping carts, accept cheques (well, US checks).
Webmasters worldwide use Verotel to sell the tickets for their content
subscriptions on the Internet. Free box office for online subscriptions,
Credit card and check billing options, no setup fee and no monthly
minimums. Also has telephone billing option.
Accept Multinational Payments:
This company is ideal if you are selling an 'electronic'
product, i.e. not shipping an actual product.
You can also link up with hundreds of other companies with relevance
to your core business, and earn commissions.(Or even start a site
just with a selection of these links). Sign-up is free.
CyberSource is a worldwide provider of secure electronic payment,
credit card fraud management, and verification software and services.
Solutions to transact sales online, in contact centres and at point-of-sale
and to fully automate the order acceptance process.
Provider of Internet payment solutions for e-businesses globally,
in a host of currencies. They enable e-business to accept major
credit cards in a secure online environment in over 140 countries.
The solutions they provide are compatible with most shopping carts
and web site technologies making implementation and set up an easy
process. Based in America with an operating subsidiary in the UK.
One of the major e-commerce solutions companies. Services
range from entry level storebuilder and secure online payment processing
solutions to high-end multi-currency transaction processing systems
for larger established companies.
UK only service letting people pay for services/goods with
their debit card. No chargebacks, no set up or monthly charges,
instant availability of funds, and 1% transaction charges.
Non-credit card services:
PayPal lets users send and receive money online. You can send money
to anyone, and PayPal charges it to your bank account or credit
card. It's faster, safer, and easier than mailing a check. Starting
to be seen widely on many web and auction sites. NOW OFFERS TRANSACTIONS
IN UK£'s AND EURO's
e-gold is an electronic currency, issued by e-gold Ltd., a Nevis
corporation, 100% backed at all times by gold bullion in allocated
e-gold is integrated into an account based payment system that empowers
people to use gold as money. Specifically, the e-gold payment system
enables people to Spend specified weights of gold to other e-gold
accounts. Only the ownership changes - the gold in the treasury
grade vault stays put.