Your first steps to financial freedom. Stuart
Goldsmith shows you how to go about ensuring a sound financial
future in his article 'The Future You' ...
The Future You by Stuart Goldsmith
Here is a little exercise I want you to do.
Imagine walking into a room and meeting the 'you'
of ten years from now. What will you be wearing? Where will you
be living? What will your lifestyle be like? What car will you be
driving? Will you be running a business? If so, how successful will
you be? What will your net worth be?
You really only have three choices here about how
the ‘you of the future’ will look, and this is where the power of
this exercise lies:
1. Somewhere in between how you are now, and a depressed,
broke and scruffy tramp.
2. An exact clone of how you are now - absolutely
nothing has changed in a decade.
3. A happier, wealthier, healthier version of the
‘you of today.’
Only a suicidal depressive would visualize number
one. Number two is effectively saying that nothing will change;
you will not grow over the next ten years, you will not get richer,
happier, wiser, healthier - anything. The 'you of tomorrow' will
be indistinguishable from the 'you of today.'
So that just leaves number three, and if you selected
this it remains for you to back this glittering vision of the 'future
you' with all the force of your imagination.
Having imagined how you will be in the next ten years,
here is a really neat trick to help you achieve it.
Ask yourself the following questions:
“What do I need to achieve in the next 12 months in order to
make my future dream a reality?”
“What do I need to do in the next month to start myself on
“What can I do by next week to prepare myself for the journey?”
“What can I do right now, today, in order to start this process
Do you see how this works?
You need to dream, but this is not enough. Dreams
come a size too large so that you can grow into them and this means
that dreams are too large to realize all at once.
Our minds are finite, and so all large projects must
be broken down into bite-sized chunks otherwise we become discouraged
by the scale of the endeavor. This is one of the secret keys of
successful people. They are undaunted by large projects, because
they have the knack of breaking them down into simple steps. Each
step is easily manageable, and can be completed in anything from
a few hours to a few weeks.
In contrast, it is useful to analyze the situation
of people who are stuck, both monetarily and in spirit, if only
to allow you to avoid these errors. This is based on my experience
of two decades of dealing with both winners and temporary losers
in the game of life.
1. They are frightened. Their lives are dominated
by fear. They see the world as a scary, threatening place and crave
security, dullness, mediocrity. They long for every day to be the
same as the last and become scared and upset if even a small change
breaks the monotony of their days.
2. They completely lack visualization ability. If
asked to visualize their future self, they would stare at you blankly.
They are not pretending. They do not even understand what you mean
by this exercise. If you force them to try, they’ll come back with
nothing more than a shrug.
3. Assuming that you could drag some sort of dream
out of them (for example wanting to be worth a million dollars some
day) then they would be wholly incapable of working backwards from
that point to the present, and suggesting actions they might have
to take in order to make this come about. Again, they are not faking.
There is now; there is the future; and in between, a yawning, fathomless
chasm - a blank.
4. Even if you were to write the steps out, 1-100,
with a check box next to each one, they absolutely lack the discipline
even to start on the task, let alone complete the steps. At the
first slight downfall, or negative comment from a friend, they will
give up. In any situation which requires a choice between working
for a better future, and instant gratification now, they will unfailingly
choose instant gratification.
But this is not you, hopefully. If you recognize
yourself here, then don't worry because it is possible to change
and get out of this 'stuck' pattern you are in.
You need to develop the habits of a winner. You want
to enjoy today, but have an even better tomorrow waiting for you.
To do this you must model yourself on winners - people
who have achieved great things in their lives. I am talking here
about 'winners' and 'losers' but I do not mean the term 'loser'
in the usual derogatory sense.
By a 'loser' I mean someone who, by their own definition
of winning and losing, is falling well short of where they want
to be. By a 'winner' I mean someone who, by their own definition
of winning and losing, is pulling ahead of the game and achieving
that which they set out to achieve.
This is how a winner operates:
1. They are brave. Like all human beings they feel
fear, but have mastered it and are able to rise above it. Whilst
they acknowledge that there are frightening people and places in
the world, in general they view the world as a benevolent place,
full of great opportunities and wonderful people. This is a vital
principle. Winners view the world as mainly benevolent with some
bad bits. Losers see the world as mainly malevolent with some good
2. They are good visualizers. They have the ability
to imagine the future, often in glorious Technicolor detail. They
have high self-esteem, and know that they are worth more than they
have at present. Life to them is an exciting adventure to be lived
to the full. In contrast, losers view life as a terrible chore to
be somehow 'got through' with as little pain as possible.
3. They are intelligent, rational and logical. If
they have a dream of the future, they know the secret technique
for making this happen. Today's dreams are tomorrow's realities.
They know that large projects cannot be tackled by finite human
minds unless they are broken down into manageable, bite-sized pieces.
They are able to work backwards from a future dream to the present
day, and to list the logical steps required to make that dream come
4. Having written down the steps required to achieve
their goals, they know what is required next. Action. Up until this
point, all of their plans amount to little more than ethereal hot
air. It is action which grounds the circuit and allows the current
to flow. They know that the journey will be long and hard. Any worthwhile
dream will involve hard work, concentrated effort and some suffering
to attain. They need one more quality. Discipline. This keeps them
going during setbacks, when the list seems too long, and when others
heap mirth and derision upon their efforts.
© 2003 Stuart Goldsmith
action guide by Stuart Goldsmith "Double Your Way To A Million"
Stuart shows how you can change nothing into $1,310,720 without
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Goldsmith's 'Seven Secrets of the Millionaire's strips
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Goldsmith and Ted Nicholas - The Golden Mailbox
Articles by Stuart Goldmith:
Make Serious Money, You Must Know What You Want and Have a Plan
for Achieving it." Goal setting plan by Stuart Goldsmith
Goldsmith on self-discipline if you want to be a success.
The Rot Starts Early © 2003 Stuart Goldsmith
that you deserve to be wealthy'
by Stuart Goldsmith
Goldsmith a how to prioritize your needs to make a success
of your life and live your dream
Goldsmith takes you through some essential values you need
to become wealthy
to use your body language to develop your success and power
... Stuart Goldsmith shows you how in 'How to Talk & Win'
to be a millionaire? Want to be successful? - Well then
it's time to start claiming responsibility for your life now and
for tomorrow ... "You Must Take Action" Article by Stuart
Live your Dream
Stuart Goldsmith talks about the power of your dreams - and that
the only real way to live your life ... is to live your dream.
approval required by Stuart Goldsmith - Live your dream